I just got news that our insurance company will cover the midwife's fees!! Woo Hoo! I have to tell you this is very rare. A hospital birth with a MD is free in Canada (paid for by our taxes), but in Alberta nothing about midwives is covered (It's around $3500, plus more for the birth center). Through our company plan we can claim up to $500 per year for a midwife. If we play our cards right it may be more, and probably all of it. I don't know all the details yet, as the plan has just changed to a new-fangled flexible choose-your-own-adventure type thing.
But it looks good.
And what doesn't get covered in 2008 can be carried over to 2009, so, really, that's $1000 toward the midwife.
But wait, there's more!! Because having a baby is a "Life Event" (no kidding), you can change your choose-your-own-adventure health plan in the middle of the year if you need to. So if have a sick baby, we can get more coverage.
Sounds too good to be true? Possibly. I'm waiting for the downside.